How to rescue banks without creating more risk
Burdened with massive NPLs, many banks have been facing a serious crisis, failing to carry out their daily operations.
19 September 2025, 03:00 AM
Are state-owned enterprises truly performing?
The evaluation was introduced in 2024, assessing 20 organisations based on their audited financial statements for FY2022-23.
14 July 2025, 04:00 AM
Banks should open their doors to the urban poor
The poor are still reliant on informal credit markets, which can be exceedingly exploitative.
15 May 2025, 03:00 AM
How urban informal credit markets work in Bangladesh
There are many practical reasons why a certain segment of the population prefer the informal credit market.
27 January 2025, 03:00 AM
How to choose a good bank
A good bank ensures quality of loans (assets) by selecting the right borrowers, sanctioning loans to various sectors in different sizes, and keeping collateral.
9 November 2024, 02:00 AM
Disincentives for Dhaka University teachers
Dhaka university teachers’ salaries must be revised.
20 October 2024, 05:00 AM
Our expectations from Dhaka University
Partisan politics of both students and teachers has proven to be damaging for academic excellence.
13 September 2024, 04:00 AM
Banking sector issues that the new governor should address
Good governance and adequate legal infrastructure—relevant laws, courts and impartial judges—need to be established.
26 August 2024, 06:00 AM
Factors that may cause bank run in Bangladesh
A recent study was carried out to discover the factors that may cause bank run in Bangladesh.
28 July 2024, 06:00 AM
Why is managing banks’ liquidity risks so important?
Without ensuring good governance in the banking sector, liquidity management strategies will not function properly in Bangladesh’s banks.
30 May 2024, 10:00 AM
Prof Azizur Rahman Khan: A visionary in financial studies
It is difficult to put into words the contribution that Prof Azizur Rahman Khan made to academia and the nation.
9 May 2024, 06:02 AM
An anatomy of interest rates
Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.
3 April 2024, 02:00 AM
When does a bank fail?
There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run).
28 March 2024, 02:00 AM
Risk management challenges that our banks face
Risk management is concerned with reducing earnings volatility and avoiding losses, especially large ones.
29 February 2024, 02:00 AM
Will merger help solve the weaker banks’ problems?
Merger takes place when two or more companies combine together to strengthen capital base and asset size.
12 February 2024, 02:00 AM
Bancassurance can change how we do insurance
The system of selling insurance services to bank customers will ultimately expand financial inclusion.
2 January 2024, 03:00 AM
Issues our banking sector must address
As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.
5 December 2023, 01:00 AM
Politics at Dhaka University—as I experienced it
I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.
26 November 2023, 03:00 AM
What’s really causing our non-performing loans to skyrocket?
It is alleged that a group of politically-connected people took out large loans from state-owned commercial banks (SOCBs) and intentionally defaulted on them.
17 October 2023, 02:00 AM
The Bangladeshi model of dealing with bank crises
The growth of bad loans is mainly due to the business-politics nexus, lack of corporate governance, and weak judicial system
3 October 2023, 14:00 PM