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Friday, November 14, 2025
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Md Main Uddin

Dr Md Main Uddin is professor and former chairman of the Department of Banking and Insurance in Dhaka University. 

rescuing_banks_visual_aliza_rahman.jpg

How to rescue banks without creating more risk

Burdened with massive NPLs, many banks have been facing a serious crisis, failing to carry out their daily operations.
19 September 2025, 03:00 AM
state owned enterprises bangladesh daily star.jpg

Are state-owned enterprises truly performing?

The evaluation was introduced in 2024, assessing 20 organisations based on their audited financial statements for FY2022-23.
14 July 2025, 04:00 AM
Banks should open their doors to the urban poor

Banks should open their doors to the urban poor

The poor are still reliant on informal credit markets, which can be exceedingly exploitative.
15 May 2025, 03:00 AM
Urban informal credit markets in Bangladesh

How urban informal credit markets work in Bangladesh

There are many practical reasons why a certain segment of the population prefer the informal credit market.
27 January 2025, 03:00 AM
unnamed.jpg

How to choose a good bank

A good bank ensures quality of loans (assets) by selecting the right borrowers, sanctioning loans to various sectors in different sizes, and keeping collateral.
9 November 2024, 02:00 AM
Disincentives for Dhaka University Teachers

Disincentives for Dhaka University teachers

Dhaka university teachers’ salaries must be revised.
20 October 2024, 05:00 AM
78caop_2_dhaka_university_curzon_hall_wikimedia_12092024_3dd3_sbs.jpg

Our expectations from Dhaka University

Partisan politics of both students and teachers has proven to be damaging for academic excellence.
13 September 2024, 04:00 AM
Banking sector issues.jpg

Banking sector issues that the new governor should address

Good governance and adequate legal infrastructure—relevant laws, courts and impartial judges—need to be established.
26 August 2024, 06:00 AM
rescuing_banks_visual_aliza_rahman.jpg

How to rescue banks without creating more risk

Burdened with massive NPLs, many banks have been facing a serious crisis, failing to carry out their daily operations.
19 September 2025, 03:00 AM
state owned enterprises bangladesh daily star.jpg

Are state-owned enterprises truly performing?

The evaluation was introduced in 2024, assessing 20 organisations based on their audited financial statements for FY2022-23.
14 July 2025, 04:00 AM
Banks should open their doors to the urban poor

Banks should open their doors to the urban poor

The poor are still reliant on informal credit markets, which can be exceedingly exploitative.
15 May 2025, 03:00 AM
Urban informal credit markets in Bangladesh

How urban informal credit markets work in Bangladesh

There are many practical reasons why a certain segment of the population prefer the informal credit market.
27 January 2025, 03:00 AM
unnamed.jpg

How to choose a good bank

A good bank ensures quality of loans (assets) by selecting the right borrowers, sanctioning loans to various sectors in different sizes, and keeping collateral.
9 November 2024, 02:00 AM
Disincentives for Dhaka University Teachers

Disincentives for Dhaka University teachers

Dhaka university teachers’ salaries must be revised.
20 October 2024, 05:00 AM
78caop_2_dhaka_university_curzon_hall_wikimedia_12092024_3dd3_sbs.jpg

Our expectations from Dhaka University

Partisan politics of both students and teachers has proven to be damaging for academic excellence.
13 September 2024, 04:00 AM
Banking sector issues.jpg

Banking sector issues that the new governor should address

Good governance and adequate legal infrastructure—relevant laws, courts and impartial judges—need to be established.
26 August 2024, 06:00 AM
Drivers of bank run in Bangladesh

Factors that may cause bank run in Bangladesh

A recent study was carried out to discover the factors that may cause bank run in Bangladesh.
28 July 2024, 06:00 AM
Why is managing banks’ liquidity risks so important?

Why is managing banks’ liquidity risks so important?

Without ensuring good governance in the banking sector, liquidity management strategies will not function properly in Bangladesh’s banks.
30 May 2024, 10:00 AM
Prof Md Azizur Rahman Khan

Prof Azizur Rahman Khan: A visionary in financial studies

It is difficult to put into words the contribution that Prof Azizur Rahman Khan made to academia and the nation.
9 May 2024, 06:02 AM
An anatomy of interest rates

An anatomy of interest rates

Banks determine their lending interest rates based on the cost of borrowing, non-fund operating costs, margin for default risk, and desired profit margin.
3 April 2024, 02:00 AM
When does a bank fail?

When does a bank fail?

There are four main reasons why banks fail: credit risk, interest rate risk, foreign exchange risk, and liquidity risk (bank run).
28 March 2024, 02:00 AM
Risk management in banking

Risk management challenges that our banks face

Risk management is concerned with reducing earnings volatility and avoiding losses, especially large ones.
29 February 2024, 02:00 AM
Bank problems

Will merger help solve the weaker banks’ problems?

Merger takes place when two or more companies combine together to strengthen capital base and asset size.
12 February 2024, 02:00 AM
bank.png

Bancassurance can change how we do insurance

The system of selling insurance services to bank customers will ultimately expand financial inclusion.
2 January 2024, 03:00 AM
Bangladesh banking sector.jpg

Issues our banking sector must address

As most of our economic sectors depend heavily on banks, it has created many problems for the banking sector and its depositors.
5 December 2023, 01:00 AM
Politics at Dhaka University—as I experienced it

Politics at Dhaka University—as I experienced it

I had to live in constant fear and panic, while also having to attend political rallies and programmes frequently.
26 November 2023, 03:00 AM
Non-performing loans.jpg

What’s really causing our non-performing loans to skyrocket?

It is alleged that a group of politically-connected people took out large loans from state-owned commercial banks (SOCBs) and intentionally defaulted on them.
17 October 2023, 02:00 AM
bank_cartoon.jpg

The Bangladeshi model of dealing with bank crises

The growth of bad loans is mainly due to the business-politics nexus, lack of corporate governance, and weak judicial system
3 October 2023, 14:00 PM

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