Gold prices are up—but should you invest now?
In 2025, gold investment in Bangladesh is rising amid inflation and taka depreciation. Seen as a safe hedge, gold offers liquidity and cultural value, but high prices and fluctuating returns demand careful, long-term, diversified financial planning.
23 October 2025, 10:57 AM
How to protect your money from risky schemes
High interest return is always a temptation, but staying grounded in your investment principles will help you make more rational and less emotionally driven decisions. We have to thoroughly understand the product we are investing in and the background of the financial institution concerned.
6 April 2025, 08:09 AM
New Year, new financial habits: A guide to money management in 2024
Explore actionable strategies for effective money management, empowering you to achieve financial goals. From budgeting insights to investment tips, this comprehensive guide navigates the financial landscape, helping you make informed decisions and embrace positive fiscal habits. Kickstart the year with confidence, taking control of your finances and setting the stage for long-term success.
6 January 2024, 11:44 AM
Key to financial independence: Smart savings and investment options
Here are some good savings schemes you can avail.
2 November 2023, 10:55 AM
Sharing financial information with your family
In our culture and social upbringing, we tend not to talk about finances, especially between spouses.
27 August 2023, 10:50 AM
How to avoid a debt trap in 2023
The debt trap is a serious issue and has a lot of relevance to our current financial situation. Even after three or so tumultuous years, both in terms of COVID-19 and an economic slowdown, we feel it is not over yet.
12 February 2023, 18:00 PM
Financial tips for the holy month of Ramadan
Ramadan Mubarak to all my readers. I apologise for not writing for a long time. It has been a couple of years of distress for many of us, having lost loved ones during the COVID pandemic. May all of us see a glowing light at the end of a dark tunnel.
18 April 2022, 18:00 PM
penny wise / Gifts — Cash or kind?
Cash gifts are still considered tacky, but many nowadays opt for that than a piece of jewellery, or any other material item. Historically in our subcontinent, wealth was measured by gold or land. Money had no fixed value, and therefore, not considered a good gift.
20 January 2020, 18:00 PM
Avoid wasteful extravagance
Consumption can be a remedy against boredom and may convey a sense of fictitious power and supremacy, by standing out from the crowd through the extravagance of the expenditure.
4 December 2017, 18:00 PM
Profiting from our poor unsuspecting workers
It saddens me, and I am sure many others, to see how unethical some people can be.
11 September 2017, 18:00 PM
Teaching the value of savings to children
I was recently in the US visiting our daughters and their families. Our four-year-old granddaughter insisted that I bring her a gift every single day. She did not mind how small it was or what it was, but she wanted one.
14 August 2017, 18:00 PM
The necessity of sharing financial information
In our culture and social upbringing, we tend not to talk about finances, especially between spouses.
24 July 2017, 18:00 PM
Steps to Get Out Of Debt
Sometimes, you can be in debt because you have spent too much money on a holiday, buying expensive things or living beyond your means.
27 February 2017, 18:00 PM
Bank on your Budget
If you need to save money, you need to create a 'Spending Plan' or a budget. With a budget you can find out what your income is and what your expenses are. Once you know these two things, you can find ways to reduce your expenses or increase your income to allocate an amount of money that you can afford to save.
23 February 2017, 18:00 PM
Financial Security: the Key to Peace of Mind
I am often asked by friends and relatives for financial advice prior to their retirement from their jobs. Most of them get impressive gratuity and a substantial amount of Provident Fund and other retiring benefits.
31 October 2016, 18:00 PM
Gifting and guiding your children
None of us know what the future holds for us and being prepared for any eventualities should be a part of our lives. The world has changed and so have people's mindsets.
1 August 2016, 18:00 PM
Health insurance for travellers
Travelling overseas has become a norm for most Bangladeshis, be it for a vacation, a business meeting or a medical check up.
20 June 2016, 18:00 PM
Penny Wise: Investments for retirees
Sooner or later everyone with jobs and self-employed professionals, will retire so it is best to start preparing for that day from early on.
25 April 2016, 18:00 PM
Keep your financial instruments safe and secure
We do not realise how important it is to keep our credit cards, chequebooks, and ATM cards secure and in a safe place until something happens!
15 February 2016, 18:00 PM
Understanding confusing signals from our bankers
I keep hearing from friends and family regarding receiving letters from their banks about providing documents for particular accounts with threats that otherwise 'restrictions on withdrawals' will be imposed on the 'said accounts'!
25 January 2016, 18:00 PM
Penny Wise–Pay Your Bills On Time & Save
Personal finance is full of decisions: Rent or buy? Save or build credit?
30 November 2015, 18:00 PM
Money Matters For The Young Professional
During my early years of marriage, despite the fact that I had a comfortable life, I decided that I needed to have a job, not so much for financial...
9 November 2015, 18:00 PM
Personal income tax reductions
It is that time of the year when we have to file our tax returns. I hope all of you remembered from one of my previous articles the tips about being prepared for it.
31 August 2015, 18:00 PM
Online services
The current scenario of Bangladesh is that life can come to a standstill and mobility at times can become extremely difficult.
13 April 2015, 18:00 PM
Travel quota - More relaxation by Central Bank
Thanks to the growth in personal incomes and consumer credit, the number of Bangladeshi travellers visiting foreign countries for holiday or medical reasons is increasing every year.
30 March 2015, 18:00 PM
Use of traveller's cheques in Bangladesh
As you may be aware that the issuance or encashment of Travellers Cheques (TCs) has been discontinued in Bangladesh.
23 February 2015, 18:00 PM