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Yunus, Charter, and Our Future
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Salekeen Ibrahim

A senior banker.

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Slow GDP growth poses serious social consequences

The national economy of Bangladesh is facing one of its toughest tests in decades. The provisional GDP growth for this fiscal year is only 3.97 percent, the lowest in 34 years apart from the pandemic period. It is true that a sluggish growth rate can have different interpretations when compared with previous years, but few can deny the adverse state of many economic indicators even after more than a year of the interim government.
1 October 2025, 18:00 PM
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The impact of private sector credit slowdown

Private sector credit growth fell to 6.4 percent in June 2025, the lowest in 22 years. This alarming number reflects the immense strain on the national economy, a slump not seen since the early 2000s. But the fading momentum goes beyond statistics. It is a pulse check on our economic strength, and the social cost of falling credit is immense.
24 August 2025, 18:00 PM
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Taka devaluation and the path ahead

The economy of Bangladesh is currently undergoing several reforms and adjustments. However, in recent times, currency devaluation and rising inflation have shaken households, small businesses and industries, forcing painful changes at every level. Many are asking how this devaluation affects the people, and how stability can be regained.
5 August 2025, 18:00 PM
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Embedded finance and the promise for CMSMEs

Cottage, Micro, Small & Medium Enterprises (CMSMEs), although being key contributors to Bangladesh’s national GDP growth, remain stifled by limited access to finance, markets, and digital tools.
21 July 2025, 18:00 PM
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Market access is the missing link for CMSMEs

In Bangladesh, we cannot think of a holistic economy without attending to the CMSME sector. From rural artisans to urban tech start-ups, CMSMEs are everywhere, creating jobs, generating income, and driving inclusive growth. Over the past decade, it is evident that the Bangladesh Bank, along with private commercial banks, has made significant strides in improving access to finance. This effort continues to evolve.
25 June 2025, 18:00 PM
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The road from cheap labour to a skilled workforce

Our country has long been recognised for its abundant labour force. In addition, this abundance has often been labelled as “cheap labour”, a term that underscores a missed opportunity for a prospective nation.
12 May 2025, 18:00 PM
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Navigating pathways post-LDC graduation

Bangladesh is on the verge of graduating from the least developed country (LDC) category in 2026, which will be a significant milestone in the history of its economic journey.
7 April 2025, 18:00 PM
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Closure of weak banks: to be or not to be?

Years of corruption, mismanagement, fragile governance and bank looting have left several banks in distress in Bangladesh.
3 March 2025, 18:00 PM
Salekeen Ibrahim

Unmasking the economic menace: the rising bad loans

Recently the Bangladesh Bank projected a significant drop in non-performing loans (NPLs) and is hoping that it will decrease by 2.76 percent over the next couple of years. This estimation came in Bangladesh Bank's roadmap on the strategic move to streamline NPL management.
8 February 2024, 00:15 AM
Salekeen Ibrahim

Unprecedented role of artificial intelligence

In the rapidly changing landscape of the financial industry, where accuracy and anticipation are dominant, artificial intelligence (AI) can play a crucial role in the risk management process across institutions.
30 January 2024, 18:00 PM
corporate governance

Good corporate governance key to better business

Corporate governance refers to a system of rules, practices, and processes by which a company is directed and controlled
4 January 2024, 11:22 AM
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Managing finances in high inflationary environment

During the period of high inflation, it becomes crucial to manage personal finances effectively
12 December 2023, 18:00 PM
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On the verge of digital banking revolution

Digital banks operate exclusively online without traditional physical branch networks. Traditional brick-and-mortar banks have high operational costs,
16 August 2023, 18:00 PM
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Power of innovation in modern business

Since the start of human civilization, our world has thrived on innovation. Innovation is an ever-evolving concept, constantly changing as new ideas take shape. It solves problems and drives progress, moving our world forward generation after generation.
6 August 2023, 18:00 PM
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The game of marketing for startups

Understanding the game of marketing is more important for a startup than for an enterprise that is already in a stable position. Still, we see top-rated companies are more engaged in marketing activities compared to startups.
26 June 2023, 18:00 PM
business ethics

Importance of business ethics

Businesses are set up to make a profit. We all understand that. But to what extent that profit would be made?
3 May 2023, 04:00 AM
 importance of social media marketing

Basics of social media marketing

In the modern era, internet gives us huge opportunities such as being connected with people all around the globe, creating, sharing and disseminating content, gaining and searching for information, and keeping us up-to-date. Nevertheless, there are indisputable outcomes due to the widespread development of internet where an extensive use of social media is at the top.
18 January 2023, 02:00 AM
How to navigate a recession

How to navigate a recession

A recession is a substantial decline in overall economic activity, lasting more than a few months, typically visible in real gross domestic product, actual income, employment, industrial production, and wholesale-retail sales.
8 November 2022, 02:40 AM
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Business expansion: Is the road to growth always under construction?

On many occasions, we discussed how to set up a small and medium enterprise, how to formulate a good business plan, startup strategies, digital marketing, cost management and so many things.
8 September 2022, 12:34 PM
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Rethinking SMEs

The consequence of Covid-19 is not only limited to human health and well-being; the economy has been disrupted in a massive way.
27 June 2022, 05:00 AM
Digital Marketing

Entrepreneurship thoughts on modern marketing: How critical is digital? 

One of the greatest progresses of communication in the modern era is the spread of the web or social media around the globe. The express evolution of cybernetic platforms has substantially reformed social behaviour and significantly transformed the characteristics of human activity, behaviour and ways of interaction.
10 March 2022, 14:26 PM
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Thoughts on how to start a startup

Entrepreneurship is always one of the toughest careers to select as a profession. The task of establishing a new company from its grassroots is really a tough challenge for any individual with zero experience in business.
13 October 2021, 18:00 PM

Visionary approach can end banking industry vulnerability

The impact of the Covid-19 pandemic on banks is relatively exclusive considering other industry trends.
11 July 2021, 18:00 PM
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Another moral enclosure and the upcoming advantages for start-ups

This is really a great initiative that Bangladesh Bank has decided on March 29 this year to form a Tk 500 crore fund in order to help new entrepreneurs aged 21-45 years and start businesses.
4 May 2021, 13:33 PM
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