The habit of using digital payments, enforced by the pandemic, has become deeply ingrained for many, indicating a fundamental shift in consumer behaviour. Amidst pandemic-induced lockdowns and restrictions, the reliance on digital payments, including mobile money, has surged globally, contributing to the rapid expansion of registered accounts and active usage.

The banking sector in Bangladesh is at risk, given its huge amounts of distressed assets.

Bangladesh has trodden a long path in its journey to ensure financial inclusion of its teeming population.