Kamal Quadir founded bKash in 2010, as a subsidiary of Brac Bank, with just 37 employees. Under his leadership, bKash has now grown to be one of the top fintech companies in Bangladesh with a workforce of more than 1,700 employees and 300,000 agents.

The Bill & Melinda Gates Foundation, the world's largest philanthropic organisation, has in the past given away money, much of it to fight infectious diseases. Now it has a new strategy of investing in technologies that can make goods and services affordable to the poor.